Assessment of Loan default Trend on the Amount of Loan Granted to Farmers in Kwara State, Nigeria 1984- 2014

An Assessment of Beneficiaries’ Satisfaction of the Management of Loan Contract Components by Farmer Cooperative Societies in Edo State, Nigeria

The study assessed beneficiaries’ satisfaction in the management of loag-contract components by cooperatives involved in the farm credit delivery in Edo State. The objective was to identify the components of the farm loan contract, examine the management strategies and rate the beneficiaries’ satisfaction of such management strategies. This was done by purposively selecting 40 cooperatives invo...

When Words Sweat: Identifying Signals for Loan Default in the Text of Loan Applications

Assessment of Land Management Practices in Food Crops Production among Small Scale Farmers in Kwara State, Nigeria

The study carried out an assessment of agricultural land management practices in food crops production among small scale farmers in Kwara Sate, Nigeria. Specifically, the study determined the socio economic characteristics of crop farmers in Kwara State; ascertained the cropping patterns common among them; highlighted the soil conservation methods adopted by the farmers; examined the relationsh...

When Words Sweat: Identifying Signals for Loan Default in the Text of Loan Applications

The authors present empirical evidence that borrowers, consciously or not, leave traces of their intentions, circumstances, and personality traits in the text they write when applying for a loan. This textual information has a substantial and significant ability to predict whether borrowers will pay back the loan over and beyond the financial and demographic variables commonly used in models pr...

Determinants of Repayment of Loan Beneficiaries of Micro Finance Institutions in Southeast States of Nigeria

The study investigated the loan repayment, its determinants and socio-economic characteristics of microfinance loan beneficiaries in the Southeast states of Nigeria. It was carried out in three states of the five southeast states. Using a multistage sampling technique, a total of 144 loan beneficiaries in the three segments of MFIs, namely; formal (commercial and development banks); semi-formal...